Standard Chartered Bank Ghana PLC declared a total dividend payout of GHS 673.48 million for the 2025 financial year. This significant distribution follows a robust performance, including a 28% return on equity for the same period. The bank also reported a 10% increase in profit after tax, reaching GHS 320 million in the first half of 2026.
This strong financial outcome was presented at the bank's 2026 Facts Behind the Figures stakeholder engagement. The event, held at the Ghana Stock Exchange, brought together investors, brokers, fund managers, and regulators. The bank reaffirmed its commitment to delivering sustainable shareholder value. Earnings per share rose to GHS 5.97 in 2025 from GHS 5.31 in 2024. The bank's balance sheet expanded by 15% in 2025, while meeting all regulatory and capital requirements.
Standard Chartered's performance reflects a broader trend of resilience within Ghana's banking sector. Despite economic challenges, some financial institutions have maintained profitability and capital adequacy. This stability is crucial for supporting economic growth and investor confidence in the country. The bank's consistent dividend payouts also signal a healthy financial position, which can attract further investment into the Ghana Stock Exchange.
Xorse Godzi, Chief Executive of Standard Chartered Bank Ghana PLC, emphasized the bank's focus on its next growth phase. He stated, "We will continue to maximise our strongest competitive advantages while harnessing market opportunities to accelerate growth." Albert Larweh Asante, Chief Financial Officer, added that the resilient performance reflects the strength of the balance sheet and a disciplined approach to risk management. These statements highlight the strategic direction guiding the bank's operations.
The bank's continued strong performance has several implications for the Ghanaian financial market. It reinforces investor confidence in listed banking stocks and could encourage further foreign direct investment. The substantial dividend payout provides liquidity to shareholders, including institutional investors like pension funds. This financial health also enables the bank to continue its role in financing key sectors of the Ghanaian economy. Decision-makers will watch how this performance influences broader market sentiment and regulatory stability.
Beyond its financial metrics, Standard Chartered Bank also detailed its contributions to sustainability and social impact. In 2025, the bank invested GHS 4.6 million in youth empowerment initiatives. These programs, run through the Standard Chartered Foundation, target disadvantaged young people. They focus on employability and entrepreneurship support, particularly for young women and persons with disabilities. This investment underscores the bank's commitment to inclusive growth in Ghana.
The bank further mobilised $30.5 million in climate finance for Ghana. This was achieved through a $200 million World Bank Clean Cooking Outcome Bond. This initiative benefited 1.3 million people and reduced emissions by over 1.8 million tonnes of carbon dioxide equivalent. Such efforts demonstrate the potential of carbon finance to drive significant environmental and social impact at scale. These sustainability efforts align with global environmental, social, and governance (ESG) standards.
Standard Chartered Bank has operated in Ghana for 130 years without interruption. This long history highlights its deep roots and commitment to the nation's development. The bank reaffirmed its dedication to Ghana's socio-economic progress. It supports diverse sectors, facilitates capital for infrastructure development, and aids trade and investment ambitions. The bank has been listed on the Ghana Stock Exchange since 1991, further integrating it into the national financial landscape.
The bank's strategic framework, as an international bank, underpins its operations. This framework involves a robust regulatory environment and adherence to global standards. This approach shapes its risk management and capital allocation strategies. It has contributed to a measured business approach in recent years, ensuring stability and sustainable growth. This disciplined strategy is key to its consistent financial results.